BTC $80,728.69 ▼ 1.04% ETH $2,376.15 ▼ 1.01% USDT $0.99877315 ▲ 0.03% BNB $736.36 ▼ 0.97% XRP $1.28 ▼ 2.90% USDC $0.99984845 ▲ 0.01% SOL $101.96 ▼ 2.33% TRX $0.32953048 ▲ 0.05% ZEC $1,164.83 ▼ 4.61% HYPE $76.35 ▼ 2.71% DOGE $0.07798328 ▼ 2.37% XMR $586.67 ▼ 3.50% LINK $11.72 ▼ 3.91% LEO $9.03 ▼ 0.00% ADA $0.20879376 ▼ 3.35% XLM $0.17132515 ▼ 3.57% NEAR $4.60 ▼ 6.95% BCH $276.43 ▼ 3.47% USDe $0.99962754 ▲ 0.03% DAI $0.99997036 ▲ 0.10% BTC $80,728.69 ▼ 1.04% ETH $2,376.15 ▼ 1.01% USDT $0.99877315 ▲ 0.03% BNB $736.36 ▼ 0.97% XRP $1.28 ▼ 2.90% USDC $0.99984845 ▲ 0.01% SOL $101.96 ▼ 2.33% TRX $0.32953048 ▲ 0.05% ZEC $1,164.83 ▼ 4.61% HYPE $76.35 ▼ 2.71% DOGE $0.07798328 ▼ 2.37% XMR $586.67 ▼ 3.50% LINK $11.72 ▼ 3.91% LEO $9.03 ▼ 0.00% ADA $0.20879376 ▼ 3.35% XLM $0.17132515 ▼ 3.57% NEAR $4.60 ▼ 6.95% BCH $276.43 ▼ 3.47% USDe $0.99962754 ▲ 0.03% DAI $0.99997036 ▲ 0.10%

Why do they require more collateral than their value

BTC $80,728.69 ▼ 1.04% ETH $2,376.15 ▼ 1.01% USDT $0.99877315 ▲ 0.03% BNB $736.36 ▼ 0.97% XRP $1.28 ▼ 2.90% USDC $0.99984845 ▲ 0.01% SOL $101.96 ▼ 2.33% TRX $0.32953048 ▲ 0.05% ZEC $1,164.83 ▼ 4.61% HYPE $76.35 ▼ 2.71% DOGE $0.07798328 ▼ 2.37% XMR $586.67 ▼ 3.50% LINK $11.72 ▼ 3.91% LEO $9.03 ▼ 0.00% ADA $0.20879376 ▼ 3.35% XLM $0.17132515 ▼ 3.57% NEAR $4.60 ▼ 6.95% BCH $276.43 ▼ 3.47% USDe $0.99962754 ▲ 0.03% DAI $0.99997036 ▲ 0.10% BTC $80,728.69 ▼ 1.04% ETH $2,376.15 ▼ 1.01% USDT $0.99877315 ▲ 0.03% BNB $736.36 ▼ 0.97% XRP $1.28 ▼ 2.90% USDC $0.99984845 ▲ 0.01% SOL $101.96 ▼ 2.33% TRX $0.32953048 ▲ 0.05% ZEC $1,164.83 ▼ 4.61% HYPE $76.35 ▼ 2.71% DOGE $0.07798328 ▼ 2.37% XMR $586.67 ▼ 3.50% LINK $11.72 ▼ 3.91% LEO $9.03 ▼ 0.00% ADA $0.20879376 ▼ 3.35% XLM $0.17132515 ▼ 3.57% NEAR $4.60 ▼ 6.95% BCH $276.43 ▼ 3.47% USDe $0.99962754 ▲ 0.03% DAI $0.99997036 ▲ 0.10%